Terms of Service

1. Acceptance of Terms

By accessing and using the services provided by Fynamics Wealth Financial Services ("Company," "we," "our," or "us"), you ("Client," "you," or "your") agree to be bound by these Terms of Service and all applicable laws and regulations.

If you do not agree with any of these terms, you are prohibited from using our services.

2. Services Offered

Fynamics Wealth provides the following services:

• Investment advisory services
• Mutual fund distribution
• Portfolio management services
• Financial planning and consultation
• Insurance advisory services
• Systematic Investment Plan (SIP) services
• Online trading platform access

3. Eligibility and Registration

3.1 Eligibility Criteria

• You must be at least 18 years of age
• You must be a resident of India
• You must have a valid PAN card
• You must complete KYC (Know Your Customer) requirements

3.2 Account Registration

To use our services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

4. Investment Advisory Services

4.1 Advisory Nature

Our investment advice is based on information provided by you and market analysis. All investment decisions are ultimately made by you, and we do not guarantee any returns or outcomes.

4.2 Risk Assessment

We will assess your risk profile based on your financial situation, investment objectives, and risk tolerance. You must inform us of any changes to your circumstances.

5. Fees and Charges

5.1 Advisory Fees

Our fee structure is transparent and will be disclosed before providing any services. Fees may include:

• Investment advisory fees
• Portfolio management fees
• Transaction charges
• Platform usage fees

5.2 Payment Terms

Fees are payable as per the agreed schedule. Non-payment may result in suspension of services.

6. Client Obligations

• Provide accurate and complete information
• Comply with all applicable laws and regulations
• Maintain confidentiality of account information
• Promptly notify us of any changes in circumstances
• Pay fees and charges as agreed
• Not use our services for illegal activities

7. Prohibited Activities

You agree not to:

• Use our services for money laundering or terrorist financing
• Provide false or misleading information
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Violate any applicable laws or regulations

8. Disclaimers and Limitations

8.1 Investment Risks

All investments carry risk, and past performance does not guarantee future results. You may lose some or all of your invested capital.

8.2 Service Availability

We strive to provide uninterrupted services but do not guarantee 100% uptime. We are not liable for losses due to system downtime or technical issues.

9. Termination

9.1 Termination by Client

You may terminate your account at any time by providing written notice. Outstanding fees must be paid before termination.

9.2 Termination by Company

We may terminate your account for breach of these terms, non-payment of fees, or for any reason with 30 days' notice.

10. Dispute Resolution

10.1 Grievance Procedure

Any complaints should first be addressed to our Grievance Officer. If not resolved within 30 days, you may approach SEBI or other regulatory authorities.

10.2 Arbitration

Any disputes not resolved through our grievance procedure shall be settled through arbitration under the Arbitration and Conciliation Act, 2015.

11. Regulatory Compliance

We are registered with SEBI as an Investment Advisor and comply with all applicable regulations including:

• SEBI (Investment Advisers) Regulations, 2013
• SEBI (Mutual Funds) Regulations, 1996
• Prevention of Money Laundering Act, 2002
• Foreign Exchange Management Act, 1999

12. Amendments

We reserve the right to modify these terms at any time. Changes will be effective upon posting on our website. Continued use of our services constitutes acceptance of the modified terms.

13. Contact Information