Privacy Policy

1. Introduction

Fynamics Wealth Financial Services ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and financial services.

This policy complies with the Information Technology Act, 2000, and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, as well as other applicable Indian data protection laws.

2. Information We Collect

2.1 Personal Information

• Name, address, phone number, and email address
• Date of birth and age
• PAN number, Aadhaar number, and other government-issued identification
• Bank account details and financial information
• Investment preferences and risk profile
• Employment details and income information

2.2 Technical Information

• IP address, browser type, and device information
• Usage data and website analytics
• Cookies and similar tracking technologies
• Location data (with your consent)

3. How We Use Your Information

• To provide investment advisory and financial services
• To process transactions and maintain your account
• To comply with KYC (Know Your Customer) requirements
• To send important updates about your investments
• To improve our services and user experience
• To comply with legal and regulatory requirements
• To prevent fraud and ensure security

4. Information Sharing and Disclosure

We may share your information with:

• Asset Management Companies (AMCs) for mutual fund investments
• Stock exchanges and depositories for securities transactions
• Banks and payment processors for transaction processing
• Regulatory authorities (SEBI, RBI, etc.) as required by law
• Service providers who assist in our operations (under strict confidentiality agreements)
• Legal authorities when required by court orders or legal processes

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

• SSL encryption for data transmission
• Secure servers with restricted access
• Regular security audits and updates
• Employee training on data protection
• Multi-factor authentication for account access

6. Your Rights

Under Indian data protection laws, you have the right to:

• Access your personal information
• Correct inaccurate or incomplete information
• Withdraw consent (where applicable)
• Request deletion of your data (subject to legal requirements)
• File complaints with appropriate authorities

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience. You can control cookie settings through your browser, but disabling cookies may affect website functionality.

8. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Investment-related records are typically retained for 7 years as per SEBI requirements.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date.

11. Contact Information